With the proliferation of online payments, new security threats are surfacing on a daily basis. Since card-present transaction security has improved significantly with the implementation of chip-based transaction authentication measures, fraudsters are now targeting card-not-present environments. Recognizing the need to standardize next generation payment security for card-not-present transactions, EMVCo has released the next version of the three-domain-secure specification [3DS 2.0] to extend its support to new payment channels such as tablets and smartphones, while reducing friction and improving user experience.
RS Software has developed a unique 3DS2.0 Test Simulator platform based on the 3DS 2.0 standard which enables our customers to test different components of the entire 3DS 2.0 ecosystem such as Access Control Server (ACS), Directory Server (DS), 3DS Requestor, and 3DS Client using the service virtualization technique.
RS Software has successfully implemented the simulator for a leading Japan-based payment service provider for their new ACS system currently being developed following the EMVCo 3DS 2.0 specification.