We help simplify disparate IT systems like clearing & settlement, billing, reporting, and authorization, through technology consolidation and re-engineering.
PROCESSORS
Market Outlook
In an increasingly ‘cashless’ society, where trust and security are the new currency, payment processors need to keep up with evolving digital payment ecosystems. We empower payment processors to simplify, modernise, and digitise their capabilities and existing assets. This in turn helps them deepen market penetration, enhance customer and partner experience, and strengthen the brand value.
How we empower our customers
RS Software helps our clients to:

Simplify the IT landscape

Create new capabilities
We help build or integrate new capabilities for alternate payment methods, faster payment solutions, market place lending, equated monthly installments (EMI), and digital wallets etc.

Integrate M&A entities seamlessly
We advise on creating a technology roadmap to facilitate corporate integration pre or post-merger to enable operational effectiveness and efficiency.

Drive transformative growth for acceptance
We use a mobile first approach to configure and implement Payabbhi – a game-changing digital merchant-acquiring platform for commerce led payments.

Accelerate testing
We deliver automation, testing, and certification services to accelerate readiness for advanced authentication specifications like 3DS2 and Secure Remote Commerce (SRC). Our testing sandbox for pre-compliance testing enables faster certification for EMVCo 3DS2.X, EMV level 3, and bi-annual releases.

Leverage data for business gains
We build a one-customer view and enhance reporting using big data technology, implementing data lakes, and applying advanced analytics to achieve data quality and entity resolution.

Achieve faster time to market
We help clients co-innovate with FinTechs and developers by owning API strategy to implementation.

Create instantaneous value
We leverage our advanced analytics capabilities in artificial intelligence (AI), and machine learning (ML) to drive actionable insights resulting in instantaneous value for merchants and consumers.
Our success stories
Leading Technology
Enabled EMV contact and contactless solutions, and EMVCo 3DS2 solutions for leading global processors.
Incorporating global payments
Integrated risk scoring platforms for global payments to score card not present (CNP) transactions.
Creating Opportunities
Developed new business capabilities to support least cost routing, dispute management, digital acceptance, and omnichannel experience, for leading global processors.
Catering to a 1.33 bn population
Developed a faster payments (UPI) for the acquiring and issuing processing services available for banks in India.
Exploring opportunities
Executed API-zation roadmap development for a large payments processor which had grown over the years through large number of M&A.