Payment Software Appliance accelerating payment transformation
RS DigitalEdge™ is an open-source product that, on the one hand, enables the enterprise API capability for central payment infrastructure digitalization and, at the same time, accelerates building multiple API-led use cases across payments, open banking, and banking as a service for Financial Institutions and Fintech, as well as enables the transformation of the legacy payment infrastructure.
Features
RS DigitalEdge™ is an API-first cloud-ready digital overlay technology for clients to achieve faster time-to-market for their API-driven commercial use cases (overlay services).
It supports ISO 20022 data-rich protocol and offers out-of-box real-time payment APIs to deliver Request-for-Pay use cases. RS DigitalEdge™ delivers multi-tenancy and multi-rail capability, versatility to build varied use cases, and drive interoperability.
API-First | Cloud-First | | Developer-First | Microservices-based | ISO 20022 ready
Real-time payment message infrastructure |Virtual services enabled Sandbox
Standardization of
message formats
ISO 20022 compliant with built-in adapters for ISO 8583 and native message formats
API
Advantage
Provides a platform to enable exposing open payment API leveraging the existing internal systems
User
Management
Provides user onboarding and management out of box and can integrate with external identities and access management systems
Enhanced
Protection
Provides an overlay layer to securely isolate internal applications from external interfaces
Cost
Reduction
The persistence layer contains the meta data can be used for multiple purposes like replication of the hosted card management system or partner systems to reduce costly number of external API calls
Our demonstrated track record
RS Software the team that exclusively built UPI, world largest real time payment rail.
Setting the gold standard with RS DigitalEdge™. Innovative digital overlay service layer solution to accelerate payment transformation and money movement modernization.
In India, Google Pay and Walmart-owned PhonePe gained a major market share of digital payments. RS DigitalEdge™ built within the real-time payment platform, UPI, enables Fintech like Google Pay and PhonePe to leverage UPI’s API-based standardized payment message infrastructure to deliver real-time payment to hundreds of millions of Indians and SME businesses.
In North America, RS DigitalEdge™ is enabling benefits like operational and reconciliation efficiency, predictability in liquidity, efficient cash flow, using ISO 20022-based instant money movement for Corporate Payments use cases across multiple industry verticals.
Numbers are the best testimony to our credentials
46% of global real-time payments in 2023 were processed on the payment systems built exclusively by RS Software!
Insights
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