We assess, advise, and deliver the roadmap for the digitization of payment-rails. We offer procedural guidelines, technical specifications, and adoption strategy to build an effective and efficient ecosystem for faster payments.
NATIONAL PAYMENTS INFRASTRUCTURE
Market Outlook
Customers around the world want commerce to become frictionless, transparent, more secure and reliable, and as real-time as possible. In a world where instant payments are the new norm, payment-rails and payment methods are striving towards ‘faster value transfer.’
We understand the demand for speed, security, and frictionless experience has necessitated technology advancement by financial institutions all over the world hence, global and domestic regulators have embarked on the journey to revitalise underlying infrastructure.
How we empower our customers
RS Software’s deep experience in real time payments has helped us architect, build, and implement the digital payment infrastructure of India that includes an advanced faster payment platform, a country level bill payment network, and a ubiquitous fraud and risk management platform. For client’s looking to build in-country payment rails, we can:

Consult and execute on the digitization roadmap

Modernize systems
We upgrade existing real-time payments solutions with our accelerators for digital acceptance, smart addressing, increased throughput (high-speed switch), and a faster settlement engine.

Build payment agility
We help banks integrate into their desired RTP solution, along with mobile reference app and SDK’s for their consumer and business-facing offering for instant digital payments. We also enable B2C and B2B payment use cases for faster payment adoption.

Keep payments safe
We deliver an enterprise-class fraud and risk management platform leveraging AI and ML that can support multiple payment products (cards, checks, ACH, RTP, etc.) on a single platform

Leverage data for business gains
We develop advanced analytics solutions to help achieve a customer-centric view with integrated data capabilities.
Our success stories
Supporting Scale
Rated #1 in FIS Global Survey our in-country payment infrastructure is processing 900+ million transactions per month and supporting an economy of 1.3 billion people.
Bill payments at a click
Built Bharat Bill Payment System (BBPS) - a central electronic bill payment network for India for easy and efficient bill payments that supports 5,000 transactions per second.
Ensuring safety
Built and operated a central fraud and risk management platform, catering to all 18 channels of electronic payments, at a national level.