We use a mobile first approach to configure and implement Payabbhi – a game-changing digital merchant-acquiring platform for commerce led payments. This helps enable faster payment methods for B2B and B2C payments, and digital wallets for card and account based payments.
MERCHANTS
Market Outlook
For merchants, the e-commerce payments landscape is fraught with challenges. They have to ensure a frictionless, omnichannel experience for customers while adding new payment channels and methods, battling acceptance expenses and more.
However, there is tremendous potential in the new payments landscape where governments and businesses are collaborating to open access to banking and payments networks, and facilitating market penetration for digital and traditional merchants.
To leverage this opportunity, we give merchants freedom they need to accept any payment method, enrich transaction with information, process with their provider of choice, and enable higher economic value for consumers, , and themselves. Digital transformation will be a key enabler of this freedom. The need of the hour is to adopt an API- first, cloud-first, and mobile-first approach and invest in PCI compliance activities, tokenization, data and advanced analytics, and digitization.
How we empower our customers
RS Software’s deep experience in real time payments enables a secure and frictionless experience for banks, fintechs, merchants, and businesses with solutions for advanced tokenization and authentication for payment and non-payment transactions. We help our clients:

Deploy multiple-terminal devices
Our full suite of EMV certified terminal applications comes with a comprehensive, manufacturer agnostic, and cloud-enabled terminal and estate management solution. This provides merchants the flexibility to deploy multiple-terminal devices across a brand manufacturer.

Enable omnichannel acceptance
Our solutions such as RS iFinSwitch™, and RS MerchantEdge and Terminal Application enable acceptance across payment channels and methods.

Onboard partners faster
We offer automated underwriting through RS MerchantEdge™ that enables faster merchant and partner onboarding.

Predict and prevent merchant attrition
We leverage our advanced analytics capabilities in artificial intelligence (AI), and machine learning (ML) to drive actionable insights resulting in instantaneous value for merchants and consumers such as preventing attrition.

Achieve faster time to market
We help clients co-innovate with FinTechs and developers by owning API strategy to implementation.

Reduce time to market and optimize cost
We deliver automation, testing, and certification services to accelerate readiness for advanced authentication specifications like 3DS2 and Secure Remote Commerce (SRC). Our testing sandbox for pre-compliance testing enables faster certification for EMVCo 3DS2.X, EMV level 3, and bi-annual releases.

Leverage data for business gains
We build a one-customer view and enhance reporting using big data technology, implementing data lakes, and applying advanced analytics to achieve data quality and entity resolution.
Our success stories
Digital Transformation
Implemented an API-first, cloud-first, mobile-first, omnichannel merchant acquiring and payments platform for the US market.
Driving Acceptance
Enabled EMV / chip solutions and certification for the US market.
Enhancing Security
Delivered new capabilities to enhance payment security with solutions including tokenization, EMVCo 3DS authentication, third party risk, and fraud solutions, and end-to-end encryption etc.
Accelerating Digital
Accelerated merchant enablement through digitization of existing business capabilities.