Data Management & Analytics

Make data work for you
Monetise data assets, drive insights and actions, reduce friction and fraud, create value with digital products, build and maintain trust.

The connected global digital payment ecosystem is generating data at a tremendous pace. This data, if harnessed properly, is a goldmine for payment players looking for insights on improving customer experience and operations, driving down costs, reducing risk, and launching new products, services, and value added functionalities.

We leverage data assets, predictive, and adaptive analytics to build innovative one-view solutions for customer, merchant, and other entities in the payments ecosystem. Mature data sources with high-quality data elements are also harnessed to implement solutions that lower risk for digital payments yet offer a seamless and enriched user experience before, during and after a payments transaction.

How we empower our customers

RS Software helps our clients to:

How RS Software Executes


RS Knowledge Management

Curated learnings from client engagements, enriched continuously with visits by industry SMEs to our Silicon Valley office and our world-class development center in India, participation in industry events globally, and ongoing market research keeps us current at all times. Best practices are in place to maintain the rich information in a systemic manner, tested for prompt availability over 25 years, proven scalability in talent knowledge growth and in building reusable knowledge artifacts.

RS School of Payments™

The single focus here is to provide a platform for continuous learning. Leveraging RS Knowledge Management, we have built a rich set of payments and technology-focused curated content at various levels of advancement. Best practices of in-class and remote learning are deployed and tested for effective learning with feedback from performance in projects. A combination of mandatory and optional learning sessions are made available as domain credits, which are evaluated for complete understanding through formal evaluation, and certification is then granted. Quick and constant learning access is the only way to scale and help clients win.

RS Payments Lab™

RS Knowledge Management and institutionalized learning through RS School of Payments come together to motivate and create an environment for innovation. The RS Payments Innovation Lab which celebrates its 10th birthday in 2019 has many credits, including a patent in US for a geo location based algorithm that facilitates customer acquisition. The lab has built multiple fintechs that surface as an integrated solution on the company’s world-class digital merchant acquiring platform. The lab is an incubator for payments innovation and applied technology, leveraging our Silicon valley presence and innovation focused talent in India.

RS Accelerators and Assets

Years of investment in Innovation, and the core values of the organization to be responsive to customers are the driving forces behind the development of accelerators, frameworks and products. A combination of these digital assets are deployed to enable faster time to market based on customer needs. A suite of these assets are now available, with more being added as continued innovation comes to fruition. The execution excellence is enabled by applying appropriate project management practices from the set of tried and tested methodologies such as Waterfall, Relaxed Waterfall, Agile, Distributed Agile, etc.

Our success stories

Leveraging technology

Leverage big data technology to implement a data lake, and apply advanced analytics to achieve data quality and entity resolution resulting in a one-customer view and enhanced reporting.

Security first

Deliver an enterprise-class fraud and risk management platform leveraging AI and ML which supports multiple payment products (cards, checks, ACH, RTP, etc.) on a single platform

Business intelligence

Leverage RS advanced analytics capabilities in artificial intelligence (AI) and machine learning (ML) to drive actionable insights resulting in instantaneous value for merchants and consumers.

Complete enterprise data platform

Built and implemented an enterprise data platform to support various business solutions such as offer management, loyalty programs, customer 360 view, merchant profiles, etc.


Delivered one of the largest data warehouses of card-based payments that link to uniformly resolved reference entities of merchants, stores, cards etc. enabling value-added use cases for issuers and acquirers.



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Business value

Delivered one of the largest data warehouses of card-based payments that link to uniformly resolved reference entities of merchants, stores, cards etc. enabling value-added use cases for issuers and acquirers.


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