RS Insights

Bill Pay: The Feature Everyone Uses That Nobody Designs For

Read More

RS Insights

A Morning Sandwich, a Midnight Transfer: The World Stablecoins Are Building

Read More

RS Insights

When Your Mobile Number Gets a Report Card: India’s Financial Fraud Risk Indicator (FRI) Explained - How telecom signals help banks spot risky numbers before your money moves.

Read More

RS Insights

x402: The internet-native payment protocol - A Story about money that moves like chat

Read More

RS Insights

Decades of Fintech Innovation - RS Software’s Journey in Shaping Global Payments

Read More

RS Insights

AI, Tokenization, and Quantum Computing: The New Forces Redefining the Future of Finance

Read More

RS Insights

Payments as the Global Trust Layer - From Moving Money to Enabling Identity, Consent, Compliance, and Confidence

Read More

RS Insights

Frictionless Security: Customer-Centric Fraud Prevention in the Age of Real-Time Payments

Read More

RS Insights

The Bedrock of Cross Border payments

Read More

RS Insights

Programmable Cross-Border Payments From ‘Pay’ to ‘Execute’

Read More

January 7, 2026

Bill Pay: The Feature Everyone Uses That Nobody Designs For

Banks are losing customers without losing customers.

Bill pay is one of the most-used f...
December 9, 2025

A Morning Sandwich, a Midnight Transfer: The World Stablecoins Are Building

A quick, human tour of how stablecoins are slipping into everyday payments — from Betty&rsq...
December 3, 2025

When Your Mobile Number Gets a Report Card: India’s Financial Fraud Risk Indicator (FRI) Explained - How telecom signals help banks spot risky numbers before your money moves.

What if your mobile number came with a little report card? Imagine a tiny flag that tells banks, ...
November 26, 2025

x402: The internet-native payment protocol - A Story about money that moves like chat

Imagine you’re texting a friend about biriyani. You hit send, she replies with a photo of m...
September 9, 2025

The Bedrock of Cross Border payments

Cross-border payments are undergoing a seismic transformation—driven by new payment rails, ...
July 9, 2025

From Friction to Flow: DLT and Tokenization Are Changing Global Money Movement

Tokenization and Distributed Ledger Technology (DLT) are transforming cross-border payments, brin...
June 13, 2025

Mitigating Security Risks in Instant Payments

Real-time payments: speed demon or security nightmare? The rapid pace of instant transactions has...
June 9, 2025

Ensuring Performance Under Pressure in Real-Time Payments

Is your real-time payment system ready for peak demand? Speed is promised, but sustained performa...
June 5, 2025

Top Trends Shaping the Next Generation of Payments

The Payments Canada Summit 2025 brought together innovators, industry leaders, and change-makers ...
May 12, 2025

Facilitating Seamless Integration in a Diverse Payment Ecosystem

Real-time payments are exploding, but a fractured ecosystem of banks, fintechs, and providers cre...
May 5, 2025

The Critical Role of Testing in Real-Time Payments

In the lightning-fast world of real-time payments, a single failure can shatter trust. Traditiona...
August 2, 2024

Configuring React UI with Dynamic Backend URL

In the fast-paced world of web and mobile app development, flexibility and adaptability are key....
July 18, 2024

Building Exascale Payment Systems: Challenges and Innovations

The explosive growth of real-time digital payments is pushing payment infrastructures to their li...
July 12, 2024

EBA Day 2024: Key Highlights and Insights

EBA Day 2024, held in Lisbon, Portugal, on June 18-19, proved to be a highly engaging and valuable e...
June 6, 2024

Navigating the Impact of APP Fraud on the Digital Payment Landscape

In our previous blog, we explored the emerging threat of Authorized Push Payment (APP) fraud. Today,...
May 31, 2024

Unveiling the threat of Authorized Push Payment (APP) fraud

Authorized Push Payments have emerged as the new frontier of payment fraud, posing unprecedented cha...
May 28, 2024

Revolutionizing Payments: A Deep Dive into Payments Modernization – Part 2

The goal of payment modernization is to bring holistic improvements in the overall functioning of th...
April 29, 2024

Revolutionizing Payments: A Deep Dive into Payments Modernization – Part 1

Payment modernization refers to the systematic overhaul and improvement of existing payment systems,...
April 21, 2025

Fighting Financial Crime with Sanction Screening Across Borders edit

Financial crime continues to be a global threat and is expected to rise due to the economic downt...
November 11, 2023

The Collaborative Evolution of Digital Payments - Part 4

Welcome back to our continued journey through ‘Collaborative Finance in a Fragmented World.’ In ...
September 25, 2023

The Collaborative Evolution of Digital Payments - Part 3

Welcome back to our ongoing exploration of “Collaborative Finance in a Fragmented World.”In our ...
September 21, 2023

The Collaborative Evolution of Digital Payments - Part 2

In our last article (the first in this series on ‘Collaborative Finance’ with specific focus on ...
September 9, 2023

The Collaborative Evolution of Digital Payments - Part 1

In an age of rapid technological advancement and intricate financial networks, the theme “Collabor...
March 25, 2023

Conversational convergence

A Promise Made It has been almost 5 years since Google first showed off their voice assistant Googl...
March 24, 2023

CBDC – The era of sovereign digital money – Part 4

The Retail Avatar In its retail form, CBDCs are meant to be used by individuals and businesses for ...
March 20, 2023

CBDC – The era of sovereign digital money – Part 3

Interoperability across nations CBDCs can be broadly classified into ‘Wholesale’ and ‘Retail...
March 17, 2023

CBDC - The era of sovereign digital money - Part 2

The promise of a better world Meta’s Diem initiative was abandoned in January 2022, but it will f...
March 15, 2023

CBDC - The era of sovereign digital money - Part 1

The dwindling relevance of physical cash It was in 2020 when I first heard about “Anthropophobia...
March 9, 2023

Analysing money flow with the AML assist tool

Fraud and Risk Management (FRM) platforms use link analysis to understand how the money flows. In th...
February 7, 2023

Effective management of suspicious transaction alerts

Fraud and Risk Management (FRM) platforms work on the principles of classification of a digital paym...
February 1, 2023

Shared authority between bank and branch

Most fraud and risk management products are built with a single-layer enterprise in mind. For exampl...
January 30, 2023

In-memory profiling at scale

Most rule-based fraud and risk management solutions use certain data elements from digital payment t...
January 27, 2023

Two-way approach to detect fraud

Rule-based filters can detect well-known fraud patterns of payment transactions very effectively. Ho...
January 25, 2023

Need of a multi-channel digital payment FRM solution

Fraud and Risk Management solutions usually focused on single instrument of payment like – card or...
January 23, 2023

Need is to deal with multi-channel digital payment frauds including RTP

Real Time Payment is increasing at rapid pace word wide. 79 nations have already implemented some fo...
December 13, 2022

Tribe Focused Banking

There was a time when the term tribe brought to mind a bow-and-arrow-wielding ethnic community, usua...
November 28, 2022

Digital Wallets - Security

How secure are Digital Wallets? This is a question that naturally comes to mind as DWs are all about...
November 15, 2022

Digital Wallets - Technology

Digital Wallets are hyper-personal solutions. Hence, a large part of the adoption will be driven by ...
November 7, 2022

Digital Wallets: Convenience is King!

The primary driver for Digital Wallet (DW) is Convenience; convenience for mom-and-pop stores to hav...
October 12, 2022

Central Bank Digital Currency - Key Considerations for Adoption

Introduction Central Bank Digital Currency or CBDC today tops the agenda of every Central Bank. Whi...
September 28, 2022

Digital payments impacting everyday life – What must happen to keep them reliable?

Part 4 In Part 1 we had discussed resiliency as the underlying principle that drives the design of ...
September 23, 2022

Digital payments impacting everyday life – What must happen to keep them reliable?

Part 3 In Part 1 we had discussed resiliency as the underlying principle that drives the design of ...
September 20, 2022

Digital payments impacting everyday life – What must happen to keep them reliable?

Part 2 In Part 1 we had discussed about resiliency as the underlying principle that drives the desi...
September 15, 2022

Digital payments impacting everyday life – What must happen to keep them reliable?

Part 1 Principal requirements for mission critical payments infrastructure are: High Availabilit...
August 16, 2022

Are you ready for decentralized Social Media?

Storm in a teacup Over the last 6 months, we have been witnessing one of the greatest corporate sag...
April 13, 2022

The ReCommerce Way to Sustainability

On the 50th anniversary of Earth Day on April 22, 2021, thredUP, the world’s largest fashion resal...
July 5, 2021

Buy Now Pay Later: A Frightening Trend

The disruption in the payments world triggered by the virus scare has provided a huge fillip to Buy ...
March 22, 2021

Digital Overlay Services – New Kid on the Block

The first two decades of the 21st century saw new and disrupting phenomena in the payments ecosystem...
February 6, 2020

Electronic Bill Payment using E-Mandate

The process of electronic bill payment has its own set of challenges even though it seems to increas...
February 6, 2020

Transformative infrastructure for e-payments

The key concluding events for commerce are invoicing and payments. As nations and regions with count...
February 5, 2020

Bill Payment Network – A digital transformation infrastructure

The Nordic region is perhaps the closest to becoming a cashless society. Cash usage as reported rece...
February 2, 2020

Tokenization: The Future of Payments Security?

Background: The Payment Card Industry Data Security Standard (PCI-DSS) was created to increase co...
December 20, 2019

The Three Facets of Fighting Against Fraud

The fight against fraud for digital payments resides on the 3 vertices – Education, Experience, an...
December 20, 2019

Demystifying Fraud Detection

Worldwide, fraud is manifested typically after payment credentials are compromised. Having said that...
September 10, 2019

Intensifying M&A in the Payments World

In its efforts to keep pace with the value creation needed to meet rising customer expectations, the...

Copyright © 2022 | RS Software