In our last article (the first in this series on ‘Collaborative Finance’ with specific focus on digital payments), we explored how the diverse landscape of consortiums, partnerships, and ecosystems are transforming the industry; through setting industry standards, fostering innovation, and amplifying synergies for scale and value. We have seen such collaborations emerging from various sources: some driven by governmental bodies and regulatory entities; and some by private enterprises, including industry giants and nimble startups. Today, we focus on three groundbreaking partnerships/collaborations that have already left a significant mark and are poised to have an even greater impact in times to come.