The Instant Payments Regulation (IPR) ushers in a new era of real-time euro-denominated payments across the EU, introducing strict compliance and operational demands for banks and payment service providers. This white paper explores key challenges such as real-time sanctions screening, Verification of Payee (VoP) implementation, and infrastructure modernization necessary to meet IPR deadlines. It highlights how RS Software’s advanced platforms, RS IntelliEdge™ and RS DigitalEdge™, empower financial institutions to achieve real-time compliance, enhance fraud detection, and deliver seamless, secure instant payments—ensuring readiness in Europe’s evolving payments landscape.