Cross-border payments are at a tipping point. While the volume of global transactions continues to surge past $250 trillion, outdated infrastructure, inconsistent standards, and fragmented regulations are holding back progress. This white paper explores the urgent need for interoperability in an increasingly connected world—where speed, transparency, and cost-efficiency are no longer optional, but expected.

From the limitations of current corridors to the promise of ISO 20022, CBDCs, and regional fast-payment interlinkages, the paper highlights the multifaceted challenges financial institutions and regulators face. It also examines real-world pilots like PayNow–PromptPay and mBridge, and how shared standards and real-time intelligence can help bridge policy and technology gaps. Discover how RS Software’s thought leadership and platform-driven approach can empower ecosystems to move beyond fragmentation, toward a seamless, secure, and inclusive cross-border payment future.