Background Image

Blog

Post Image
Nordic Payments and the P27 Initiative
May 25, 2020

Interconnected society demands integrated, efficient, and secure cross-border payments. The Initiative The uniqueness of the Nordic region lies in its open borders that its 27 M population can freely traverse…

Read More
Post Image
Transformative infrastructure for e-payments
February 6, 2020

The key concluding events for commerce are invoicing and payments. As nations and regions with countries who share soft borders embark on building transformative infrastructure for invoicing and payments,…

Read More
Post Image
Electronic Bill Payment using E-Mandate
February 6, 2020

The process of electronic bill payment has its own set of challenges even though it seems to increase operational efficiencies compared to earlier methods of billing and payment. The key challenges are:…

Read More
Post Image
Bill Payment Network – A digital transformation infrastructure
February 5, 2020

The Nordic region is perhaps the closest to becoming a cashless society. Cash usage as reported recentlyi: Sweden - 2.1%, Norway - 2.3%, and Denmark - 5.2%, clearly establishes this fact. Among the electronic…

Read More
Post Image
Tokenization: The Future of Payments Security?
February 2, 2020

Background: The Payment Card Industry Data Security Standard (PCI-DSS) was created to increase controls around cardholder data to reduce credit card fraud via its exposure. From nearly the beginning of…

Read More
Post Image
The Three Facets of Fighting Against Fraud
December 20, 2019

The fight against fraud for digital payments resides on the 3 vertices – Education, Experience, and Intelligence. Digital payments in India are seeing a CAGR growth of 12.7% * thanks to government push,…

Read More
Post Image
Demystifying Fraud Detection
December 10, 2019

Worldwide, fraud is manifested typically after payment credentials are compromised. Having said that, there are scenarios where “friendly frauds” are committed by the card or account holders themselves.…

Read More
Post Image
Intensifying M&A in the Payments World
September 10, 2019

In its efforts to keep pace with the value creation needed to meet rising customer expectations, the payments industry is facing more disruptions than ever before. As new business models pose competitive…

Read More
Post Image
The More Things Change, The More They Cannot Stay The Same – Part Two
October 28, 2016

As mentioned in our last posting - "The More Things Change, The More They Cannot Stay the Same" - two years ago, Klaus Enzenhaufer, Director of Technology at Dynatrace and formerly at Compuware, wrote…

Read More
Post Image
The More Things Change, The More They Cannot Stay The Same – Part One
October 21, 2016

Two years ago, Klaus Enzenhaufer, Director of Technology at Dynatrace and formerly at Compuware, suggested there are five major pitfalls that financial services organizations encounter especially as they…

Read More
Post Image
UPI Called The Highlight of 2016
September 13, 2016

Earlier this month, a recent addition to industry research and commentary – Let’s Talk Payments – published a post entitled “The Wonderful By-Effects of Unified Payments Interface (UPI).” Our…

Read More
Post Image
Testing in a Dynamic, Demanding Payments Environment
September 8, 2016

New payment instruments, increasing transaction volumes, consolidation, restructuring, mandates and system migrations are just some of the pressures facing payment operations worldwide. The globalization…

Read More
Post Image
Choosing the Right Tokenization Scheme - The Merchant Conundrum
August 31, 2016

For merchants to provide consumers with the ability to pay with their phones, it means having a NFC-ready POS terminal with NFC turned on. Consistent, comparable statistics on the NFC-ready device install…

Read More
Post Image
Choosing the Right Tokenization Scheme:  Complexity
August 24, 2016

As is well known and documented, a series of highly-publicized data breaches has the financial services industry betting on tokenization as a means of improving the security around payments. Though the…

Read More
Post Image
Transactions Per Second:  We Were Wrong
August 17, 2016

I have been in the payments industry a long time, decades in fact. My first job was with a leading provider of switching software for point of sale systems. We worked with big issuers around the world…

Read More

Read about why leading payment brands trust RS Software

Download
Top