Archive for author: Sumit Misra

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Digital payments impacting everyday life – What must happen to keep them reliable?

Part 4 In Part 1 we had discussed resiliency as the underlying principle that drives the design of mission-critical payment systems. In Part 2 we discussed performance as one of the essential cornerstones fo...

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Digital payments impacting everyday life – What must happen to keep them reliable?

Part 3 In Part 1 we had discussed resiliency as the underlying principle that drives the design of mission-critical payment systems. In Part 2 we discussed performance as one of the essential cornerstones fo...

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Digital payments impacting everyday life – What must happen to keep them reliable?

Part 2 In Part 1 we had discussed about resiliency as the underlying principle that drives the design of mission-critical payment systems. In this article we would like to discuss performance as one of th...

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Digital payments impacting everyday life – What must happen to keep them reliable?

Part 1 Principal requirements for mission critical payments infrastructure are: High Availability (HA): There should not be any single point of failure to bring the system down as a whole.High Performance...

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RS Billabhi Blog

Electronic Bill Payment using E-Mandate

The process of electronic bill payment has its own set of challenges even though it seems to increase operational efficiencies compared to earlier methods of billing and payment. The key challenges are: payment...

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Transformative infrastructure for e-payments

The key concluding events for commerce are invoicing and payments. As nations and regions with countries who share soft borders embark on building transformative infrastructure for invoicing and payments, they ...

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RS Billabhi Blog

Bill Payment Network – A digital transformation infrastructure

The Nordic region is perhaps the closest to becoming a cashless society. Cash usage as reported recentlyi: Sweden – 2.1%, Norway – 2.3%, and Denmark – 5.2%, clearly establishes this fact. Amon...

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RS Intelliedge Blog

Demystifying Fraud Detection

Worldwide, fraud is manifested typically after payment credentials are compromised. Having said that, there are scenarios where “friendly frauds” are committed by the card or account holders themselves. Fraud a...