Archive for author: RS Competency Team

Tribe Focused Banking

Tribe Focused Banking

There was a time when the term tribe brought to mind a bow-and-arrow-wielding ethnic community, usually led by a chief. Today it also refers to emerging communities with common ideologies or interests such as c...


Central Bank Digital Currency – Key Considerations for Adoption

Introduction Central Bank Digital Currency or CBDC today tops the agenda of every Central Bank. While the People’s Bank of China and archipelago economies like the Bahamas or the Eastern Caribbean States hav...

The ReCommerce Way to Sustainability

The ReCommerce Way to Sustainability

On the 50th anniversary of Earth Day on April 22, 2021, thredUP, the world’s largest fashion resale platform partnered with Reebok to invite customers to trade in their second-hand clothes in exchange for 150 R...


Innovation in B2B Payments – Racing to catch up with the digital payments revolution

While B2C (retail) payments have seen disruptive and continuing innovation in recent years, modernization efforts for B2B payments have been barely perceptible. This is despite a 2018 Statista estimate placing ...

looking back

Looking back at 2021 – How Payments fared as the World Reopened

After a brief appearance in 2003 that was quickly contained, the SARS coronavirus reared its ugly head once again in late 2019, bringing life as we knew it to a standstill. Thousands succumbed to the illness, a...


Buy Now Pay Later: A Frightening Trend

The disruption in the payments world triggered by the virus scare has provided a huge fillip to Buy Now Pay Later (BNPL) schemes that are becoming increasingly popular among online shoppers the world over. Prev...

White Paper

Digital Overlay Services – Value-additions to future-proof payments

Businesses, Consumers and all other stakeholders in-between are single-mindedly focused on commerce today. Commerce in turn needs to have alternative ways to transfer funds as Society increasingly moves away fr...

RS Billabhi White Paper

Bill Payments – A disruption waiting to happen

It is generally believed that the smartphone has disrupted society by replacing the simple cell phone with a clever device having internet connectivity. What really happened is that by reimagining communication...

RS Intelliedge Central Whitepaper White Paper

Staying ahead of Real-time Fraud

The last couple of years have seen an unprecedented surge in the demand for digital payments globally, thanks to advancements in technology that have brought about remarkable improvements in speed, convenience ...


Tokenization: The Future of Payments Security?

Background: The Payment Card Industry Data Security Standard (PCI-DSS) was created to increase controls aroundcardholder data to reduce credit card fraud via its exposure. From nearly the beginning of itsint...