About RS Software:
RS Software builds global, national and enterprise payment platforms, and has presence in four continents. The product suite combines with knowledge systems built over 30 years, delivering mission-critical payment solutions that combine innovation and entrepreneurship to create the new gold standard for digital payments. With approximately 40% of the global digital payment volumes in 2021 processed on platforms built by RS Software, the vision is to deliver Payments at the Speed of Thought.
RS Software is focused on the global payments modernization market, providing large-scale, high-performance payment systems, serving central Infrastructures, financial institutions, payment network providers, payment processors and software companies providing products to the payment industry. The company's product suite offers ISO 20022 ready, open payments architecture using a cloud-based microservices framework - optimizing costs, seamless integrations with commoditized products, and accelerates the pace of adoption.
The company’s solutions today are installed in 12 of the top 20 banks in India, and the four major platforms built by RS Software cumulatively process annually 350+ billion transactions world-wide, giving the company a rare track record in the payments domain. RS Software’s product suite is getting recognized in some important markets, which is creating strategic partnerships, the foundation for the company’s long-term growth.
RS Software has bult India’s digital payment infrastructure, the three major payment platforms, which are transforming the lives of a billion+ people.
- Instant digital payment platform (UPI)
- Bill payment platform - Bharat Bill Payment System (BBPS)
- Enterprise Fraud and Risk Management (EFRM)
Why RS Software?
- RS provides a unique experience of engaging in some world class product development and prestigious large scale payment platforms that caters to billions of people
- We provide opportunity to learn and develop high throughput transaction processing systems
- RS Software is one of the few technology and payment solutions providers where talented individuals have the opportunity to work on cutting-edge, complex, and mission-critical IT projects. We offer ample career opportunities to hardworking and skilled employees.
- Our Talent Management Program is specifically designed to identify the interests of each employee and match them with suitable career paths within their desired domains, allowing them to make the best possible use of their skillsets in reaching their goals.
- We invest in the knowledge and skill development of our employees with RS School of Payments – the industry’s most comprehensive training platform. There are three main areas of focus that the Academy and School address: current technology skills, professional development and payments domain knowledge.
- Our customized training program, well-defined career mapping process and comprehensive appraisal system is designed to help every employee achieve their goals.
To address the challenges of relocation, we offer employees coming from other regions reimbursement for expenses associated with their moves as well as complimentary interim facilities, such as guesthouse accommodations, to ease the transition. We also assist employees with finding suitable housing.
Job Description:
- Leading technical initiatives that shape the architecture and direction of our payments product/platform
- Designing complex distributed systems that handle high-volume payment transactions with reliability and low latency
- Mentoring and growing engineers at all levels through technical leadership, architecture reviews, and establishing engineering excellence
- Driving architectural decisions that balance scalability, maintainability, security, and business requirements
- Collaborating with stakeholders across engineering, product, compliance, and business teams to define technical roadmaps
- Establishing engineering culture by championing best practices in TDD, code quality, AI-assisted development, and modern software methodologies
- Solving ambiguous problems where you define the technical approach and break down complex challenges into executable work
- Taking ownership of critical systems including production incidents, performance optimization, and system reliability
- Innovating with AI and automation by exploring agentic workflows, AI-assisted code generation, and intelligent testing strategies
- Influencing beyond your team through technical writing, knowledge sharing, and cross-team collaboration
- Building for the future while maintaining and evolving existing systems in a rapidly growing payments ecosystem
Qualifications:
- 6+ years of professional software development experience with significant contributions to large-scale production systems
- Expert-level Java/JVM proficiency with deep knowledge of concurrency, JVM tuning, memory profiling, and performance optimization
- Extensive microservices architecture experience including designing, building, and operating distributed systems at scale
- Advanced full-stack capabilities with mastery of React, TypeScript, and modern frontend architectures
- Deep expertise in Test-Driven Development with ability to architect comprehensive testing strategies across unit, integration, contract, and end-to-end tests
- Proven track record of technical leadership including mentoring engineers, leading architectural initiatives, and driving technical decisions
- Strong system design skills with experience designing for scalability, reliability, security, and maintainability
- Expert knowledge of Spring ecosystem and ability to select appropriate tools for different problem domains
- Deep understanding of database design including partitioning strategies, replication, consistency models, and performance tuning
- Production operations experience including debugging complex issues, performance optimization, and incident response
- Mastery of API design including RESTful principles, versioning strategies, and backward compatibility
- Strong knowledge of frontend testing with TDD practices in React/TypeScript and modern testing frameworks
- Experience with template-based rendering (Thymeleaf) and legacy JavaScript frameworks (jQuery) for maintaining hybrid architectures
- Proven ability to balance technical
Nice to have:
- Deep payments domain expertise including payment processing, settlement systems, reconciliation, PCI DSS compliance, or financial regulations
- Experience building payment platforms or fintech products from the ground up
- Expert knowledge of event-driven architectures with hands-on experience implementing CQRS, event sourcing, and saga patterns
- Advanced Kafka expertise including cluster management, performance tuning, and complex stream processing
- Cloud architecture experience designing and operating systems on AWS/GCP/Azure with deep knowledge of cloud-native patterns
- Container orchestration expertise (Kubernetes) including cluster management, service mesh, and production operations
- Proficiency in multiple programming paradigms (functional, reactive) and languages beyond Java
- Experience with real-time payment processing
- Security expertise including threat modeling, penetration testing, encryption, and compliance frameworks
- Deep understanding of AI-assisted development tools and experience building custom agentic workflows for engineering teams
- Knowledge of machine learning applications in fraud detection, risk assessment, or payment optimization
- Experience with chaos engineering and building resilient distributed systems
- Open-source contributions or recognized technical thought leadership (conference talks, technical publications)
- Understanding of blockchain and cryptocurrency payment systems
- Experience with multi-region deployments and global distribution strategies
- Knowledge of WebAssembly and emerging web technologies
- Expertise in DevOps practices and building developer productivity tools
- Experience leading incident response and building on-call culture
- Track record of building and scaling engineering teams
- Understanding of regulatory compliance (PSD2, GDPR, SOC2) in payments context
Job Category: Developer
Job Type: Full-time
Job Location: PAN India
Experience: 8-12 years
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